Solutions / Point of Sale Financing

Financing at the Time of Purchase

Instant financing for merchants, in-store, online, or mobile. Seamless credit decisions, origination, and payment processing in one checkout experience.

Key Features

Empower your business with a robust Merchant Portal and a frictionless Consumer Experience powered by our Patented Technology.

Merchant Portal

  • Web-based management
  • Configure financing options
  • Multi-location support
  • 7-day live support

Consumer Experience

  • Minutes to complete
  • Email or SMS delivery
  • E-signature
  • Fraud/KYC/device checks

Disbursement

  • Direct to merchant accounts
  • Stage or single funding
  • Full/partial refunds
  • Automated fee distribution

Patented Technology

  • API or hosted policy
  • Soft pull pre-qualification
  • Automated decisioning
  • Robust reporting

Business Benefits

Generate Revenue:

Revenue Generation

Interest income, merchant fees, program set-up fees.

Grow Membership:

Member Growth & Engagement

Customers become members. Deepen existing relationships.

Diversify Portfolio:

Loan Portfolio Diversification

Smaller-dollar loans across many borrowers reduce risk.

White Label Options

Enterprise

  • Quick implementation
  • Out-of-the-box policies
  • Overnight batching
  • Credit union enters loans into its system

Customized

  • Full customization
  • Direct integration
  • Consultative set-up
  • Automated loan flow

If you’d like more information about our features,
get in touch today.