Solutions / Personal Loans Origination

Transform Your Branch Into a Digital Lending Hub

Deliver instant credit decisions, streamline member experiences, and grow your personal loan portfolio, without technology burden or operational complexity.

Core Value Pillars

Compete in the Digital Age

The Challenge:
Digital-first banks offer instant decisions. Your members expect the same speed online.
CU DigiLend Delivers:
  • Real-time credit decisioning online, no more "we'll call you"
  • Enterprise technology at credit union economics
  • Capture loans before members shop elsewhere

Better Member Experience

The Challenge:
Paper-heavy processes frustrate members and feel outdated.
CU DigiLend Delivers:
  • Prequalified offers - Won’t hurt credit to check offers
  • Fast, Instant approvals - Members apply online
  • Full transparency - Real-time updates eliminate the "black hole"

Technology Made Simple

The Challenge:
Limited IT resources to build and maintain lending systems.
CU DigiLend Delivers:
  • Zero IT lift - Cloud SaaS, no servers or installations
  • Credit union-native - Built for your operations and regulations
  • Fast deployment - Live in weeks, not months or years
  • Always current - Automatic updates and compliance changes

Operational Efficiency

The Challenge:
Manual processing drains staff, limits capacity, and creates inconsistent experiences.
CU DigiLend Delivers:
  • Faster processing - Days reduced to minutes
  • Free up staff - Eliminate data entry and document chasing
  • Lower costs - Automated workflows cut origination expenses
  • Scale easily - Significantly scale loan volume with your existing team

Risk & Compliance Protection

The Challenge:
Manual errors create compliance gaps and audit vulnerabilities.
CU DigiLend Delivers:
  • Built-in compliance - Automated BSA/AML, OFAC screening
  • Consistent policy - No subjective decisions or deviations
  • Fraud prevention - Integrated identity and fraud detection

Portfolio Growth

The Challenge:
Stagnant portfolios from slow processes and missed opportunities.
CU DigiLend Delivers:
  • More conversions - Real-time decisions turn browsers into borrowers
  • Higher approvals - Sophisticated automated credit models
  • Cross-sell built-in - Prompts for deposits, cards, insurance

Ready to Modernize Your Personal Loan Strategy?